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LVR is the LiveMore Variable Rate, which is based on a 3 month historic daily compounded SONIA rate which was 0.06% at 15 July 2021, plus an adjustment of between 0% (zero) and 1% to take into account funding costs of your loan. This rate is set on each business day 15th January, 15th April, 15th July and 15th October each year. If this date is not a business day, the reference rate will be reset on the preceding business day. Our updated LiveMore Variable Rate becomes effective the business day following the date on which it is reset. The floor rate is 0.00%.